Texas Paycheck Calculator
Texas has no state income tax, so a Texas paycheck is only reduced by federal income tax and FICA (Social Security + Medicare). Enter your gross salary for a 2026 take-home estimate.
Worked example
Single filer earning $60,000 in Texas, paid biweekly: federal taxable income is $60,000 − $16,100 standard deduction = $43,900, so federal tax is $5,020/yr. Social Security is $3,720 and Medicare is $870. State tax is $0. Take-home: $50,390/yr — $1,938.08 per biweekly paycheck.
How it works
Federal tax uses the 2026 IRS brackets (Revenue Procedure 2025-32) after the standard deduction ($16,100 single / $32,200 joint). Social Security is 6.2% on wages up to $184,500; Medicare is 1.45% on all wages, plus 0.9% over $200,000 (single) / $250,000 (joint). This is an annualized estimate — your employer's per-check withholding can differ slightly, and pre-tax deductions (401(k), health premiums) lower the taxable amount.
FAQ
Does Texas really have no income tax? Right — Texas is one of nine states with no tax on wages, which is why a Texas paycheck keeps more of the gross than the same salary in most states. Local taxes in Texas are mainly property and sales tax, not paycheck deductions.
Why is my real check a little different? W-4 settings, pre-tax benefits, and pay-period timing all nudge actual withholding. This calculator shows the clean salary-only estimate so you can spot-check your stub.
What about overtime or a bonus? Add it to your gross for a rough figure, or use our Overtime Pay Calculator and Bonus Tax Calculator for those exact cases.